High Value Homes

Our High Value Home program is underwritten by certain underwriters at Lloyd’s and includes worldwide Personal Property coverage with the option to add Personal Umbrella.


  • High Value Residential dwellings written on Lloyd’s Excellence Policy Form
  • High limits including unprotected & secondary/seasonal homes
  • Personal Property coverage worldwide
  • Automatic cover for conversions, renovations
  • Personal Umbrella


  • Personal Liability up to $5,000,000
  • Building works including structural work
  • Earthquake coverage extension including loss caused by Tsunami
  • Voluntary Compensation for your Residence Employee(s)
  • Debit/Credit Card and Fraud cover $25,000
  • By-laws coverage (rebuilt on same site)
  • Personal Property in storage (Optional)
  • Watercraft, including equipment, furnishing and outboard motors
  • Rental Value and Loss of Income


  • Nationwide - excluding Quebec


  • AM Best rated A and A+ carriers

Please send all of your submissions to – Property&Casualty@lionsgateuw.com